Residential
For buy-to-let properties that you rent out.
How good is AXA landlord insurance?
Defaqto rating (landlord insurance)
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Defaqto is an leading independent reviewer of financial products. Four stars is for 'an excellent product with a comprehensive range of features and benefits'.
AXA offers landlord insurance tailored for residential, commercial, and buy-to-let properties. Its policies generally include buildings cover, property ownersâ liability, and alternative accommodation for your tenants, as well as cover for subsidence, cables and underground pipes.
Itâs fairly popular with customers, earning a 4 star rating on Defaqto for its buy-to-let, commercial and residential landlord insurance policies. Youâll be able to cover bungalows, individual flats and houses with AXAâs landlord insurance.
Key benefits
Some of the key benefits of taking out landlord cover with AXA include:
â Free legal advice
â 24-hour glass replacement
â 24-hour emergency helpline
What types of property can I insure with AXA?
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Commercial
For properties used as business premises.
How much does landlord insurance cost?
Annual Price | Cheapest | Average |
|---|---|---|
Buildings Insurance + Properties Owners' Liability | ÂŁ179.34^ | ÂŁ251.24^ |
Buildings Insurance + Properties Owners' Liability + Contents Insurance | ÂŁ201.81^ | ÂŁ291.93^ |
Whatâs the cheapest price I could pay for landlord insurance?
ÂŁ14
.95^ per month
According our data, 10% of our customers paid this amount or less a month for their building cover and property owner's liability landlord insurance.
Example quote for AXA landlord insurance
Methodology
Example annual quote based on residential landlord who performs background checks and rents a semi-detached house in Surrey to tenants who are employed and part of a single family unit.
How do I contact AXA?
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Online Portal
You can log in to your AXA account online to access documents, make changes to your policy, update your details and get a quote for other insurance products.
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Live Chat
You can also speak to the customer support team via live chat through its website
How do I make a claim with AXA?
When you take out AXA landlord insurance through MoneySuperMarket your insurance is provided by AXA, but managed by the insurance broker Simply Business. They will handle your insurance claim.
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Contact Simply Business
You can do this online or you can call them on 0333 207 0560. Lines are open 24/7.
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Provide evidence
This could include a crime reference number, photos of damage, and repair quotes.
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Claim is accepted or rejected
If your claim is successful (most are), you will generally receive a payout within 24 hours.
Frequently Asked Questions
Who underwrites AXA insurance?
AXA landlord insurance is underwritten by AXA Insurance UK plc.
Can I cancel my AXA insurance and switch to another insurer?
Yes, you can cancel your AXA insurance policy - if you do it within 14 days of receiving your documents youâll get a full refund, so long as your cover hasnât started yet. If it has started, or if you cancel after 14 days, youâll be refunded based on the cover you havenât used yet - however cancelling after 14 days will also result in a ÂŁ35 cancellation fee.
If youâve made a claim or a claim has been registered against you, you will not be entitled to a refund.
Is it worth having landlord insurance?
Yes, while landlord insurance isnât a legal requirement it can save you significant sums of money should something go wrong with your property, as repair works can often be quite expensive.
Why compare landlord insurance quotes with MoneySuperMarket?
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Quotes from 15^ UK insurers
All our insurance providers are authorised and regulated by the Financial Conduct Authority (FCA).
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Rated 4.9/5 on Feefo
We're also the UK's most recommended price comparison website
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Quick and easy
Give us a few details and we'll show you multiple quotes in minutes, saving you time and effort.
What do I need to get a landlord insurance quote?
Property details
Such as the address, date of purchase, when it was built, and if it's commercial or residential
Basic tenant information
Their employment status and which background checks you perform.
Level of cover you need
You can choose whether to cover the building only or building and contents.
Additional policy add-ons
If you want any optional extras with your insurance, such as legal expenses, accidental damage, landlord emergency cover or excess protection.
Current insurance policy documents
Basic details of your existing policy, including any previous claims history.
What other insurance does AXA sell?
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Car Insurance
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Home insurance
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Business insurance
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Van insurance
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Health insurance
Trusted Service Awards Winners
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
How does MoneySuperMarket make money?
We get paid by the companies we work with, but the payment we get doesnât have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.
Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We donât give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies donât want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is landlord insurance eligible for SuperSaveClub and rewards?
No, at this time landlord insurance is not an eligible product for unlocking our SuperSaveClub rewards. It is also not included in our Price Promise.
Reviewed on 17 Dec 2025 by
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from âWhich of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?â Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
According to Simply Business data, 10% of customers paid ÂŁ179.34 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to ÂŁ5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid ÂŁ251.24 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to ÂŁ5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid ÂŁ201.81 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to ÂŁ5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid ÂŁ291.93 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to ÂŁ5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
accurate as of Sept 2025
Defaqto is a leading independent reviewer of financial products. Four stars is for âa product with a good level of features and benefitsâ. Individual insurance products from Zurich will have different ratings. Data from the Defaqto website. Data from November 2025.
According to Simply Business data, 10% of customers paid ÂŁ14.95 or less monthly for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to ÂŁ5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly